Economy

Have you ever found yourself at the end of the month not understanding where your salary has gone? It seems like the money has evaporated and the bills keep piling up. Yes, this is a very common situation, but the good news is that there is a solution. It's not a big deal. Controlling your spending and making sure you live within your means is possible. Today, we're going to talk about how not to spend more than you earn. Shall we go together? Understand your spending: Do you know where your money goes? The first question I ask you ... Read more

Nubank continues to innovate and has just launched a new function to make it easier for customers to increase their credit limit. The company, known for its digital and unbureaucratic approach, aims to offer more autonomy and improve the user experience. If you want to increase your card's limit, check out how this new feature works and what you need to do to take advantage of this opportunity. How does the new limit increase function work? Nubank's new function allows customers themselves to have more control over the process of increasing their credit limit. Instead of waiting for ... Read more

The devaluation of the real is a recurring theme in Brazilian economic discussions and can have significant impacts on the country's economy, especially in the areas of exports and imports. In this post, we'll look at how this devaluation affects both sectors and what the consequences are for international trade and consumers. What is devaluation of the real? The devaluation of the real occurs when the Brazilian currency loses value against other currencies, such as the dollar or the euro. This can happen for a number of reasons, including: Impacts of devaluation on exports 1. Increased competitiveness With the real ... Read more

With China's growing economic influence on the global stage, the country's new economic policy is attracting significant attention from analysts and investors. China, which has been a crucial engine for global economic growth in recent decades, is now implementing a series of reforms and strategic adjustments to its economic policy. China's New Economic Policy China's new economic policy is a reflection of a series of structural and strategic changes that the country is promoting to adapt its economy to new global and domestic realities. With the aim of sustaining ... Read more

Every year, millions of Brazilians file their income tax returns in the hope of receiving a refund. This process, often seen as complicated and tedious, raises doubts and curiosities about what exactly income tax refunds. To better understand this mechanism, it is essential to unravel the basic concepts and explore the factors that influence the refund. The concept of a refund An income tax refund occurs when a taxpayer has paid more tax than is due during the tax year. This can happen due to a number of factors, such as withholding tax, ... Read more

Saving money is an essential skill for achieving financial stability and realizing long-term dreams. However, many people face challenges when trying to save effectively. Understanding the importance of saving Before we dive into the tips, it's crucial to understand why saving money is so important. Having a financial reserve provides security in times of emergency, reduces dependence on credit and makes it easier to achieve future goals, such as buying a house, traveling or retiring comfortably. Tip 1: Set clear financial goals The first step to saving successfully is to set clear and achievable financial goals. Determine ... Read more

Investing in the real estate market has always been an attractive option for many investors, either because of the stability of the returns or because of the possibility of diversifying the portfolio. One of the most accessible and efficient ways to enter this market is through Real Estate Investment Funds (FIIs). Why invest in real estate funds? Investing in the real estate market is a strategy widely recognized for its ability to generate solid and consistent returns over time. However, for many investors, the idea of buying physical properties can seem intimidating or out of reach. This is where Real Estate Investment Funds (FIIs) come into ... Read more

Bitcoin is more than just a digital currency; it is a financial revolution that is redefining the way we think about money, transactions and even the global economic system. Since its creation in 2009 by an individual (or group) under the pseudonym Satoshi Nakamoto, Bitcoin has grown in popularity and adoption around the world. What is Bitcoin? Bitcoin is a decentralized, peer-to-peer form of digital money, which means that it is not controlled by any government, financial institution or centralized entity. This decentralization is one of Bitcoin's most striking features and ... Read more

You may have heard of the stock market, but perhaps you don't have a complete understanding of what it is and how it works. In this article, we'll explore in detail the concept of the stock exchange, how it works, and how to interpret charts to understand the stock market. What is a stock exchange? A stock exchange is an organized and regulated market where various types of financial assets are traded, such as company shares, debt securities (such as government bonds and debentures), commodities (such as gold, oil and grains) and derivatives (such as options and contracts ... Read more

Filing your income tax return for the first time can seem like a daunting task, but it doesn't have to be. With a little guidance and basic knowledge, you can easily navigate the process and ensure that your declaration is done correctly. How do I file my income tax return for the first time? Filing an income tax return for the first time can be an important step in many people's financial lives. For some, it can be an intimidating and confusing experience, while for others, it can be a milestone of financial independence and responsibility. Regardless of how you feel ... Read more